Defined Term

DNFBP — Designated Non-Financial Business and Profession

UAE AML/CFT-designated category covering corporate-service providers, real-estate brokers, dealers in precious metals and stones, auditors, lawyers and accountants. Subject to goAML registration and STR/SAR reporting obligations.

A Designated Non-Financial Business and Profession (DNFBP) is a category of entity subject to the UAE AML/CFT framework but not directly supervised by the UAE Central Bank or other financial-services regulators. DNFBPs are required to register on goAML, implement an AML programme, appoint a Money Laundering Reporting Officer, conduct customer due diligence, and report STRs and SARs.

UAE DNFBP categories

  • Real-estate brokers and agents.
  • Dealers in precious metals and precious stones.
  • Lawyers, notaries and other independent legal professionals.
  • Independent accountants and auditors.
  • Corporate-service providers and trust-service providers.

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